Truck Liability

Truck Liability covers injury and/or damage to other people and/or their property for which you are legally liable. This coverage is required by the State and federal  DOT. The primary limits of coverage written range from $500,000 to $5,000,000, depending upon the type of trucking operation being insured.  Interstate haulers are required to have a minimum of $750,000, but most opt to carry $1,000,000.

  "We'll get you the best available rate!"

Physical Damage coverage can insure against Fire, Theft, Vandalism and collision damage to your vehicle. This coverage is normally written on an "ACV" or Actual Cash Value basis.  This means that in the event of a loss the Insurance Company will only pay an amount based upon what your vehicle was worth at the time of the loss. A deductible can apply to each covered loss may vary from $500 to $10,000. Generally the higher the deductible, the lower the premium. Currently $1,000.00  is the most popular physical damage deductible to carry. 

"We provide great rates & terms

        for fleets and the Owner/Operator"

Motor Truck Cargo

Motor Truck Cargo insurance was developed as an extension to Ocean Marine Cargo coverage to cover cargo traveling by land and covers your legal liability for the load. Motor Truck Cargo can protect against theft, damage, or spoilage of your load while hauling for hire, and can provide coverage for cleanup and debris removal after a covered loss. 

"We know the trucking business and want you to have

the correct coverage for your load"

Workers Compensation

Worker's Compensation insurance promises to pay compensation and other benefits required by law to covered employees who are injured in the course of their work. Coverage only applies to work related injuries occurring during the policy period.

"Ask us why this coverage could save your business"

General Liability

General Liability protects against the claims of third parties arising from the operation of your business. It excludes auto claims. An example of a General liability claim would be back injuries claimed by a salesman who slipped and fell in your yard (while trying to sell you a book on how to prevent accidents on your property).

"As us why you need this coverage if you have your own business"